@inproceedings{CHI-1989-LerchMO,
	author        = "F. Javier Lerch and Marilyn M. Mantei and Judith R. Olson",
	booktitle     = "{Proceedings of the Seventh ACM SIGCHI Conference on Human Factors in Computing Systems}",
	doi           = "10.1145/67449.67474",
	pages         = "121--126",
	publisher     = "{ACM}",
	title         = "{Skilled financial planning: the cost of translating ideas into action}",
	year          = 1989,
}