@inproceedings{CHI-2011-KumarMO,
	author        = "Deepti Kumar and David B. Martin and Jacki O'Neill",
	booktitle     = "{Proceedings of the 29th ACM SIGCHI Conference on Human Factors in Computing Systems}",
	doi           = "10.1145/1978942.1979150",
	isbn          = "978-1-4503-0228-9",
	pages         = "1413--1422",
	publisher     = "{ACM}",
	title         = "{The times they are a-changin‘: mobile payments in India}",
	year          = 2011,
}